A modern occupational benefit scheme: what you can do as an employer
PUBLIREPORTAGE Those who offer an attractive and flexible pension solution can set themselves apart from the competition and score points as a responsible employer.
According to UBS forecasts, there will be a shortage of half a million workers in the Swiss market by 2030. Employers are therefore challenged to attract and retain suitable employees. A modern pension fund solution can help to position the company as an attractive employer.
Minimal solutions are no longer up to date
The Federal Law on Occupational Retirement, Survivors' and Disability Pension Plans (BVG) defines minimum benefits for all employees from the age of 18. Today, however, minimum benefits are hardly enough to maintain the standard of living to which employees are accustomed after retirement - as was originally intended.
Future-oriented pension solutions
As an employer, you have the opportunity to insure your employees better.
Insure a higher salary component
As an employer, you can voluntarily waive the coordination deduction or adjust it to the workload. This helps part-time workers to minimize their pension gaps.
Pension check for companies
How up-to-date is your company's pension fund solution? Get an overview in just a few minutes with the online pension check:
flexwork.transparent.ch
Put something on top as an employer
If, as an employer, you voluntarily pay more than the legally prescribed half of the contributions to the pension fund, you ensure that your employees have more in their wallets at the end of the month. This is also a good argument in salary discussions. You can claim the higher pension fund contributions as a business expense.
Optimize the savings process
You have the option of increasing the annual savings contributions for your employees or improving the risk benefits. You can also offer savings from the age of 18. The earlier the savings process begins, the higher the retirement pension will be. Or you can offer your employees an optional savings plan - so they can help shape their own pension provision.
Offer more risk protection
It is not only savings contributions that may require action. Death and disability benefits are particularly important for families and homeowners.
There are opportunities for shaping occupational benefits. A good pension fund solution is a communicative goldmine - an opportunity to strengthen the employer brand both internally and externally.
About the Vita Joint Foundation
With over 27,000 affiliated companies and around 150,000 insured persons, the Vita Joint Foundation is one of the most important pension funds in Switzerland. It is committed to providing fair and secure occupational benefits for all generations.
