For flexibility in occupational pension provision
PUBLIREPORTAGE Tellco pk has internalized flexibility, because individual solutions that address the current circumstances of its affiliated companies are standard at the Schwyzer Pensionskasse.
Do you immediately think of flexibility when it comes to occupational pension plans? No? Then you are probably not alone. The pension fund is provision for the time after retirement and is therefore primarily associated with security and continuity. Tellco pk, however, is convinced that flexibility must also be an important attribute of a pension fund. Because just as companies change, their pension provision should also be able to adapt.
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The flexibility of Tellco pk is also reflected in the due dates of the savings premiums. Most of the premiums are not due until the end of the year, giving companies more time and planning security. Incidentally, those who pay before the due date receive an interest rate of 1% on the amount.
Individual choices
What is remarkable about Tellco pk is its individualized approach: "We believe that occupational pension provision cannot be thought of in static terms: It should grow with the company." That's why Tellco pk gives affiliated companies the option of choosing the one that suits them best from a range of offerings, and can even adjust it annually free of charge.
There are three so-called compartments to choose from: PRO, PULSE and INDIVIDUA. They differ in terms of investment strategy - from security to return-oriented - and the option of defining individual components of the pension fund solution yourself.
With PRO, with a strategic equity allocation of 25%, the focus is on stability: price fluctuations remain low and assets grow moderately but regularly.
With PULSE, on the other hand, the focus is on growth: a higher strategic equity component of 40% ensures more opportunities, but also greater price fluctuations under certain circumstances.
Finally, with INDIVIDUA, the insured company calls the shots: whether asset manager or custodian, direct investments or funds, choice of conversion rate and more - the pension fund commission decides.
While the PRO and PULSE compartments are suitable for all companies, the INDIVIDUA option is a special solution for companies with 50 or more insured employees and investment capital of at least CHF 20 million.
Leading Swiss pension fund
Tellco pk is one of the most important pension funds on the Swiss market. With continuous growth, it currently has around 10,000 affiliated companies and 95,000 insured persons. It manages total assets of around CHF 4.26 billion (as of the end of 2022).
